Eligibility

Regular Full Time, Part Time and Per Diem employees are eligible on the first of the month after 30 days of service with NVRH.

401(k) Retirement Plan

Plan Eligibility: Regular Full Time, Part Time and Per Diem employees are eligible on the first of the month after 30 days of service with NVRH.

Contributions:  NVRH makes an annual Employer Safe Harbor Nonelective contribution that is equal to 3% of your salary. All employees are automatically enrolled in the T. Rowe Price 401(k) Retirement plan at 2%. You are also set up in the Automatic Increase service that increases your contribution annually. You can turn off this service at any time.

Roth: (post-tax) deferrals are allowed.

Vesting: 100% immediate on all types of contributions.

Individual Contribution Limit (plan year limit) Effective 2025: $23,500

Catch-Up Contributions* (plan year limits): Additional amount per plan year for individuals age 50+ by the end of stated plan year beginning in:

2025: $7,500

Rollovers from Other Qualified Plans:

Rollovers are allowed from 401k to 403b and vice-versa.

Save for an Emergency with Waysaver

Waysaver is the new emergency savings program from T. Rowe Price to help you build emergency savings and prepare for unexpected costs. For more information please click on the flyer button below:

Helpful Resources

T. Rowe Price Retirement

Website: www.rps.troweprice.com

Telephone: 1-800-922-9945 (business days between 7a-10p EST)

Mobile Solution: www.troweprice/mobilesolution

Questions can be directed to

RON YORK
Independent. Registered Investment Advisor
ryork@Pinnacle-Pension.com
Business: (888) 747-7680
Office: (857) 302-4110
Mobile: (617)-794-6696

Chris Allsop ext. 7415
Director, Human Resources & Benefits

Betty Ann Gwatkin ext. 7416
Chief Human Resources Officer

Heather Spinney ext. 7312
Director of Talent Acquisition

Forms and Plan Documents

NVRH has partnered with SmartConnectâ„¢, an exclusive, no-cost program created specifically to connect Medicare-eligible working adults to the world of Medicare benefits. Whether an employee plans to continue working or is transitioning to retirement, we tailor solutions designed around their needs. Our agents provide an unfiltered view of the entire range of options and prices available to the employee.

Medicare 101

SmartConnect Contact Information
For more information or to get started, please click on the following link: https://gps.smartmatch.com/nvrh
Video – Medicare 101