Your Critical Illness Benefits
Eligibility:
Employees who work a minimum of 20 hours per week are eligible for benefits. Benefits-eligible employees are able to enroll on the first day of the month following 30 calendar days of employment.
For new employees, Coverage is approved by Sun Life Financial with the first payroll deduction.
Eligible employees can elect Voluntary Group Critical Illness and Cancer Insurance. Critical Illness Insurance pays a lump sum benefit between $5,000 – $20,000 if you are diagnosed with a covered illness including heart attack, stroke, or major organ transplant. The policy reimburses up to $50 annually for a covered health screening. Coverage is available for employees, spouses and children.
Contributions & Rates
Voluntary Critical Illness Insurance is 100% employee funded. See Benefits Summary for premium amounts.
Helpful Resources
Carrier Service Contact
Sun Life Financial
Phone: 800-247-6875
8:00am-8:00pm ET, Monday-Friday
Your Accident Benefits
Eligibility:
Employees who work a minimum of 20 hours per week are eligible for benefits. Benefits-eligible employees are able to enroll on the first day of the month following 30 calendar days of employment.
For new employees, coverage is approved by Sun Life Financial with the first payroll deduction.
Eligible employees can elect Voluntary Group Accident Insurance through Sun Life Financial. This benefit helps offset deductibles, co-pays, and other expenses related to injuries. This coverage provides a lump sum benefit based on the type of injury (or accident) you sustain. Accident Insurance is offered to all eligible employees actively at work. Coverage is available for employees, spouses and children.
Contributions & Rates
Voluntary Accident Insurance is 100% employee funded. See Benefits Summary for monthly premium amounts.
Helpful Resources
Carrier Service Contact
Sun Life Financial
Phone: 800-247-6875
8:00am-8:00pm ET, Monday-Friday
Voluntary Pet Insurance
NEW! Effective 9/17/20 choose the level of coverage that fits your needs! Get 90%, 70%, or 50% reimbursement on vet bills and more. Refer to the My Pet Protection document above for more information or click below to enroll.
PLEASE NOTE:
When filing a claim for your pet- medical history will be required to be submitted to Nationwide for review.
Eligibility
Employees who work a minimum of 20 hours per week are eligible for benefits. Benefits-eligible employees are able to enroll on the first day of the month following 30 calendar days of employment.
You may purchase voluntary pet insurance coverage on dogs, cats, avians, and exotic pets. Discounts are given for insuring more than one pet per owner. Premiums can be paid through payroll deductions. Employees opting for this coverage will be required to complete paperwork to provide directly to the insurer. To enroll click on the pet insurance link below.
To enroll in Pet Insurance click here to get started.
* Mention you are an employee of Northeastern Vermont Regional Hospital, and you will receive a discount on your policy.
Helpful Resources
Contributions
Voluntary Pet Insurance is 100% employee funded.
Your Voluntary Identity Theft Protection Benefits
Eligibility
Employees who work a minimum of 20 hours per week are eligible for benefits. Benefits-eligible employees are able to enroll on the first day of the month following 30 calendar days of employment.
NVRH offers ID Theft Protection as a voluntary benefit. Employees can optionally purchase these benefits post-tax for themselves and their dependents.
Stay protected and gain peace of mind with ID Watchdog
Most victims only discover they have a problem when they are denied credit, denied employment, contacted by police, or receive unknown bills. With ID Watchdog’s protection plans you will receive…
• Single-bureau or tri-bureau credit monitoring and alerts.
• High-risk transaction monitoring.
• Fully managed resolution services to manage your case until it is completely restored.
• 24/7 access to our Customer Care advocates.
Contributions
ID Watchdog Services are 100% employee funded – see benefit summary for pricing.
Helpful Resources
Carrier Service Contact
24/7 U.S. Based Customer Care Center
Forms and Plan Documents
529 College Savings Plan
Eligibility
Employees are eligible to particpate on the first of the month following 30 days of service.
Our plan is managed by American Funds
With college costs rising faster than inflation, many students need assistance paying for their higher education. To help you save for this important goal, your employer, working alongside a financial advisor, is offering you a CollegeAmerica 529 plan as part of your benefits package.
With CollegeAmerica, you get some great benefits:
• Tax-advantaged investing — Earnings in a 529 account grow free from federal tax. This can help you accumulate more over the long term.
• Flexibility — You can use the assets in your account to fund expenses at any U.S. public or private college — undergraduate, graduate, professional or vocational. Qualified expenses include tuition, fees, room and board, and many more.
• Investing for any beneficiary — You can save for anyone — your children, grandchildren, nieces, nephews, friends, etc. You can even save for yourself. In addition, there are no age or income limits.
• Convenience of automatic investing — You easily invest on a regular basis through deductions from your personal bank account or payroll deductions (if available). For details, talk to your employer.
• Low plan costs — You never pay a sales commission, and you benefit from low operating expenses. That way more of your money goes toward pursuing your goal.
• Control over your account — Unlike other college funding vehicles, you always control the assets in a 529, even when your beneficiary reaches the age of enrollment.
***To speak with an Edward Jones Financial Advisor to discuss the 529 College Savings Plan, Retirement Planning or Estate Planning call 802-748-0172 to schedule an appointment***
Helpful Resources
Loan Repayment and Consolidation
EXCITING BENEFIT FOR EMPLOYEES!
The Northeastern Vermont Regional Hospital tuition assistance program is designed to help NVRH employees pay back student loan debt and improve their financial well-being.
Utilizing Northeastern Vermont Regional Hospital’s relationship with The Richards Group, consultation services provided through GradFin are provided free of charge. GradFin is a new employee benefit program that is revolutionizing the way employees can reduce their student loan debt.
GradFIN will provide:
- One-on-one education consultations with GradFin Consultation Experts to review your current loan status and discuss personalized payoff options to save on your loans.
- GradFin will offer a competitive interest rate reduction when you refinance your loans.
- GradFin will provide up to a $300 bonus to you when you refinance your loans with GradFin. The $300 bonus will be applied to the principal balance of the closed loan.
- GradFin will offer the lowest interest rates in the industry through their lending platform which is made up of ten lenders to maximize the chances that you will be approved for a new loan.
For more information or to schedule a one-on-one consultation visit the website below:
Eligibility:
In order to participate in the plan, you must satisfy certain age and service conditions under the plan:
- Minimum age requirement: In order to participate in the plan, you must be at age 21.