Open Enrollment begins November 3rd and ends November 22nd, 2025!

2026 Benefits Page

Welcome to your 2026 Benefits Open Enrollment!

Here you will be able to find all information related to your 2026 benefit plans, online enrollment and more. We hope you find the information here informative and helpful as you navigate through your benefit enrollments for the upcoming year.

For more information on your benefits for 2026 please click on the button above to access the the pdf version of your benefits booklet or visit the 2026 Benefits tab above!

Open Enrollment Video 2026

Important Announcements for 2026

  • To maintain IRS compliance, the individual deductible will increase from $3,300 to $3,400 for single coverage and from $6,600 to $6,800 for family coverage for the Bronze HSA medical plan.
  • NVRH added an employer matching contribution for the Health Savings Account:
    • $20 per pay for single
    • $40 per pay for two person or family
  • Weight loss coverage has been removed for 2026.
  • Ask Alex decision making tool will be available for the 2026 Open Enrollment.
  • For the Bronze H.S.A medical plan, telemedicine coverage will have a $20 copay (currently these services are subject to the deductible)
  • NVRH will contribute towards the Health Savings Account (H.S.A.) for 2026: $20 per pay period for single; $40 per pay period for 2 person/family
  • In 2026, all benefit eligible part-time and full-time NVRH employees can earn a $200 reward for completing qualifying wellness activities or submitting proof of qualifying expenses. Visit the Wellness page for additional information.
  • Short Term Disability benefit has changed from 75% of the current base rate of pay to 70% of current base rate of pay with no maximum benefit period.
  • NVRH Pharmacy copays have increased from $5 to $10.
  • The Retail Pharmacy copays have increased from $15 for generic, $25 for preferred brand, and $40 for non-preferred to $20 for generic, $30 for preferred brand, and $45 for non-preferred brand.
  • The emergency room copay on both the NVRH Limited and Silver medical plans have increased from a $100 copay to $150 copay
  • Opportunity for Guaranteed Issue (GI) amounts during 2026 Open Enrollment only: Amounts increased from $50,000 to $100,000 for employees and from $10,000 to $20,000 for spouse coverage.
  • Eligibility for both the Benefit Ed and Tuition Reimbursement benefits, the waiting period is first of the month following 6 months of employment.
  • Prescription copays for all three NVRH medical plans have increased from 2025 to 2026:
    • 2025:
      • NVRH Pharmacy (90 day supply) $5 copay
      • Retail Pharmacy (30 day supply) $15 generic/ $25 preferred brand/ $40 non-preferred brand
      • Mail Order Pharmacy (90 day supply) $30 generic/ $50 preferred brand/ $80 non-preferred brand
    • 2026:
      • NVRH Pharmacy (90 day supply) $10 copay
      • Retail Pharmacy (30 day supply) $20 generic/ $30 preferred brand/ $45 non-preferred brand
      • Mail Order Pharmacy (90 day supply) $40 generic/ $60 preferred brand/ $90 non-preferred brand

Are you, or will you soon be eligible for Medicare? Don’t forget to check out the Medicare 101 video below!

Medicare 101 Video